Car Loans

Want a new set of wheels…It’s members first at your CREDIT UNION.

Calculate Car Loan Costs

Wedding Loans

If you’re planning the perfect wedding… It’s members first at your CREDIT UNION.

Calculate Wedding Loan

Student Loans

Investing in your future career? It’s members first at your CREDIT UNION.
Calculate Student Loan Costs

Home Improvements?

From a paint job to a dream kitchen…

Calculate a Home Improvement Loan

‘first-choice’ for personal finance

Loan Calculator

Check out our loan calculator for repayments that suit you.

Apply for a Loan

Providing loans for Members is one of the main functions of a Credit Union.

Become a Member

Providing loans for Members is one of the main functions of a Credit Union.

Online Account Access

You can now access your account to view your balance from where ever you are.
Not registered? Register here for Online Access.

Register for Online Access

Need a Loan? See how much you could borrow…

Loan Calculator

What kind of a loan do you need?

  • Every Week Total Total Interest Payable
  • Every 2 Weeks Total Total Interest Payable
  • Every 4 Weeks Total Total Interest Payable
  • Every Month Total Total Interest Payable

Apply Here 

What can we do for you today?


St. Jarlath’s Credit Union are delighted to provide loans to our members at fair value and reasonable terms. Calculate your loan costs here.

Share Accounts

At your credit union, you’re not just a customer, you’re a member of a successful financial co-operative.

Online Access

We now have Online Account access so you can view your account balance  for your Credit Union account from where ever you are.

Individual BIC and IBAN

Member specific BIC and IBAN now available so you can transfer funds to and from your account with ease.

Payroll Deduction

Having some of your wages deducted at source is a very convenient way of saving money or paying back a loan.

Foreign Exchange

Our aim is to provide a convenient, better value service to members in their foreign currency requirements.

ATM Card

Instant Access to your savings 24 hours a day, 365 days a year

Cash Draws

Register for the Cash Draw today and be in with a chance to share in the prize fund!

Health & Travel Insurance

Members of the Credit Union are entitled to a discounted range of Insurance for travel, home, car and health which can be arranged through which is tailored to suit individuals and families.


MABS is a free, confidential and independent service for people in debt or in danger of getting into debt. If you are experiencing financial difficulty please talk to one of our staff who will be able to offer assistance to you in contacting MABS.

Latest News & Advice

Keep involved with the local Community and what’s happening in your local Credit Union

We Are Hiring! – Operations & Services Manager

St. Jarlath’s Credit Union Ltd is now inviting applications for the following position – Operations & Services Manager.

SJCU is one of the largest and most successful credit unions in Ireland, with over 42,000 members, 8 branch locations and total assets of €150 million with over €35 million loaned to members. SJCU’s mission is to deliver on the financial needs of its members and local community in an ethical, compliant and professional environment. Our core value is to provide an exceptional member experience that will differentiate us from any other financial service provider. A unique opportunity has arisen within SJCU to provide direction and leadership towards the achievement of this mission.

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Sunday 14th February, the 32nd All Ireland Credit Union Art Competitions kicked off in Dublin’s Croke Park stadium where an array of fantastic pieces of Art work were on display. This year’s theme was ‘Happiness is….’ which was poignantly shown by each entrant with imagination, vibrancy, creativity and talent expressed in each piece of art. The competition is one of the biggest art competitions in Ireland for children and adults alike. This year’s competition attracted a huge 30,000 entries through 300 credit unions nationwide.

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On Friday 12th February love was in the air in St Jarlath’s Credit Union for the €24,900 prize fund which was up for grabs for the 18th Members Cash Draw. On Monday 8th February, ten lucky Members were electronically drawn and notified that they had been picked out to step up for the Valentines draw.

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Call Into Your Local Branch

Click on the red marker for each location to show opening times

St Jarlaths Credit Union Tuam

Tel : +353 (0)93 24645 / 24127 Fax : +353 (0)93 24273

Opening Hours
Mon to Thurs 10am to 5pm
Friday 10am to 5.30pm
Saturday 10am to 2.30pm

Tel : +353 (0)93 35816
Opening Hours

Wednesday & Thursday 10am to 5pm
Friday 10am to 5.30 pm
Saturday 10am to 2.30pm


Tel : +353 (0)93 38330
Opening Hours

Friday 10am to 5.30pm
Saturday 10am to 2.30pm

Tel : +353 (0)91 789581

Opening Hours
Saturday 10am to 2.30pm

Tel : +353 (0)91 797684

Opening Hours
Saturday 10am to 2.30pm

Cois na Abhainn
Tel : +353 (0)93 43454

Opening Hours
Saturday 10am to 2.30pm

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